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Pre Planning Submission
Preplanning FAQ
Privacy Statement
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- What do you mean by "funeral
prearrangement?"
- Pre-arrangement simply means that you sit down with one of our experienced
Funeral Directors and plan your funeral details in advance.
Is that as unsettling an experience as it sounds?
- Not at all. In fact, most people find that pre-arrangement gives them peace
of mind because they have taken the initiative to spare their families this duty
at some future time when it would, indeed, be a disturbing task
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- How does it work?
- Our Funeral Director takes down your personal instructions as to the type of
service you want, the type of casket you select, the amount to be spent this and
other details. He then puts information on file until it is needed.
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- Why should I consider funeral pre- arrangement?
- In some cases, surviving family members make emotional decisions in their
time of bereavement that result in spending more on a funeral than the deceased
would consider wise. By arranging the details of the funeral service in advance,
you can prevent such emotional overspending. And if you pay for the service in
you can 'freeze" the cost at today's prices.
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- What do you mean "freeze the cost?"
- Inflation is pushing funeral costs upward just like everything else. But if
you pay for your pre-arranged funeral service in advance, you are guaranteed
that the services, the type of casket and all other components you have selected
will be supplied at the prices prevailing today ... not at inflated future
prices.
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- How do I do that?
- When you decide upon how much you wish to spend, a trust account is
established in your name. Then you put money into the account either in a lump
sum or installments extending over a period to suit your needs. Your money
remains in a state regulated trust until needed. If necessary, you can withdraw
all of the funds in your trust account at any time.
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- What if I die before the total amount is paid?
- Your family has the option of either withdrawing the money you've paid in
from the account or using it toward the previously established cost of the
funeral.
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- Is this plan regulated by any governmental agency?
- Copies of all Adams Funeral Home pre-need trust instruments and pre-need
funeral service contracts have been filed with the Office of the Department of
Insurance. It's good to be sure of details such as this whenever your money is
involved.
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- The plan sounds solid enough, but I have life
insurance. Why should I have this trust account too?
- Because your family will primarily use your life insurance benefits for
their living expenses and perhaps for your final medical and other
expenses. The trust account means that funeral costs won't have to be
taken from their income. It's really a matter of thoughtfulness.
- Can I set up this trust for anyone in my family?
- Yes. There's no limit as to the number of family members who can join the
trust. A separate account will be set up for each member who enrolls.
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- Where can I get more specific information about
this plan?
- You can telephone us or you can fill out the
online preplanning page. One of
our funeral directors will call you to arrange an appointment in our offices or
your home.
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